Owning a Home is Closer Than You Think
Buying a home feels impossible, but you don't have to do it alone. Many first-time buyers get help from family, and with Tufa, your parents can invest in your down payment—helping you afford a home sooner.
Not ready to apply? See what you could qualify for first.
A Smarter Way to Buy - Without Waiting Years
A down payment is the biggest hurdle for most buyers. Instead of waiting years to save, Tufa lets your family invest in your home—without co-signing or giving money away.
Increased Buying Power
More options, better homes, without compromising finances
Shared Success
When you sell your house, your family gets their investment back plus their share of the higher sales price
Lower Down Payment Needs
Your family's investment helps you afford a home faster
See how much more home you could afford with support from your family
Our Process
Whether you're buying your first home or helping a family member afford theirs, Tufa helps you get pre-approved, include family support, and close with clarity—all in one streamlined experience.
Check Buying Power
Answer a few quick questions about your finances and any family support. We’ll show how much home you could afford with a mortgage plus a family-backed down payment.
Get Pre-Approved
Tufa works as your mortgage broker, helping you get pre-approved with one of our lending partners. Your pre-approval includes the family co-investment, so you can shop with real numbers and real confidence.
Sign the Family Co-Investment Contract
We’ll handle the paperwork. Tufa prepares a clear, legally binding agreement that treats your family’s contribution as an investment, not a gift, so everyone is protected and aligned.
Close With Confidence
We coordinate your mortgage, your family’s funds, and the closing process. After the keys are yours, you can use the Tufa app to track your agreement, your home value, and any future repayment.
See How Homeownership Can Build Your Wealth
Home Purchase Details
Future Home Sale
2025
Home value
$400,000
Co-Investor Down Payment¹:
$20,000 (5%)
2025
4.27% (avg. annual appreciation)
2030
Home value
$493,011
Co-Investor Sale Proceeds:
$24,651 (5%)
2030
Make the Numbers Real
Use our Co-Invest Calculator to understand what a co-investment could mean for your next home.
My friends and I always wonder if we’ll ever own a home. It feels impossible, at least anytime soon.
Priya
Boston, MA
Frequently Asked Questions
What if I need to get repaid before they're ready to sell? What happens if the home loses value?See all FAQs
Partner With Us
Join us in making homeownership more accessible. Partnering with Tufa means empowering families to invest in their future while growing your own impact.